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[…] to a lack of harmonization and confusion for consumers, regulators, and financial institutions. Other leading open banking approaches include recent efforts in the UK, Australia, Brazil, Israel, India, Canada, Mexico, and others. The technical standards and requirements around open banking will likely have to be harmonized between different regimes to promote the international and […]

[…] difficult task. Alas, parties deploying—and thereby profiting from—AI can nonetheless be held liable for issues relating to a lack of transparency. Governance frameworks should include steps to promote transparency, whether preemptively or as required by industry- or jurisdiction-specific regulations. For example, the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) […]

[…] provide meaningful data protection to individuals — with or without consent. Such reflections and recommendations are particularly timely at a time when key jurisdictions in Asia, including  India, Indonesia, Thailand, Vietnam, Hong Kong SAR, Malaysia, Australia, are adopting new data protection frameworks or amending their laws, and new laws or major amendments recently  came […]

[…] co-chair of the ASEAN Data Privacy Forum. The panels consist of top data protection and privacy experts in Asian Pacific countries, along with FPF Senior Fellow for India Malavika Raghavan, and FPF Managing Director for Europe Rob Van Eijk. “In Asia-Pacific as elsewhere, obtaining the user’s consent has long been considered the basis of […]

[…] their handling to obtaining the individual’s specific consent. The extension of the scope of sensitive information to cover financial information has been noted in other jurisdictions like India.  Finally, the PIPL treats biometric data as sensitive PI. This qualification resonates with the specific provisions in the law on facial recognition (see below).  De-identification and […]

[…] Congress is expected to adopt the Personal Information Protection Law (PIPL) before the end of the year, while the process of adopting the Data Protection Bill of India could be concluded, after several years of waiting. These texts will be groundbreaking, if only because China and India are the two most populous countries in […]

[…] protection and privacy.   “Clarisse is joining FPF at an important time for data protection in the Asia-Pacific region. The two most populous countries in the world, India, and China, are introducing general privacy laws, and established data protection jurisdictions, like Singapore, Japan, South Korea, and New Zealand, have recently updated their laws,” said […]

[…] economic, and professional opportunities. If regulation is to be effective, it should focus on both technical details and the underlying values and rights that must be protected from adverse uses of AI, to ensure that AI is ultimately used to promote human dignity and welfare. A .pdf version of the printed paper is available here.

[…] to unauthorized individuals. Security best practices require that authentication be accomplished via a multi-factor system, requiring two of the three options: something you know (password or pin code, security question), something you have (a smart card, specific mobile device, or USB token), or something you are (a biometric).  Once an ID holder is authenticated, […]

[…] data protection law in force (EU, Brazil, Japan, South Korea, South Africa), while two jurisdictions have data protection bills expected to become laws in 2021 (China and India). For the purposes of this analysis, the following provisions are being examined: the definitions of ‘processing operation’ and ‘personal data’ given that they are two concepts […]