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Mastercard’s use of Fully Homomorphic Encryption (FHE) demonstrates how Privacy Enhancing Technologies (PETs) can support fraud detection across borders without compromising sensitive data. In this use case, Mastercard collaborated with Singapore’s Infocomm Media Development Authority to pilot a system that allows encrypted International Bank Account Numbers (IBANs) to be checked for fraud risk without revealing […]

In the U.S., state lawmakers are seeking to regulate various pricing strategies that fall under the umbrella of “data-driven pricing”: practices that use personal and/or non-personal data to continuously inform decisions about the prices and products offered to consumers. Using a variety of terms—including “surveillance,” “algorithmic,” and “personalized” pricing—legislators are targeting a range of practices […]

Data-driven pricing: A set of practices that use personal and/or non-personal data to routinely inform decisions about the prices and products offered to consumers, often for the purpose of price personalization. State lawmakers in the U.S. are seeking to regulate various pricing strategies that fall under the umbrella of data-driven pricing, following the release in […]

Introduction As the U.S. population ages, technologies that can help support older adults are becoming increasingly important. These tools, often called “AgeTech”, exist at the intersection of health data, consumer technology, caregiving relationships, and increasingly, artificial intelligence, and are drawing significant investment. Hundreds of well funded start-ups have launched. Many are of major interest to […]