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Mastercard’s use of Fully Homomorphic Encryption (FHE) demonstrates how Privacy Enhancing Technologies (PETs) can support fraud detection across borders without compromising sensitive data. In this use case, Mastercard collaborated with Singapore’s Infocomm Media Development Authority to pilot a system that allows encrypted International Bank Account Numbers (IBANs) to be checked for fraud risk without revealing […]

This Preview highlights key findings from FPF’s forthcoming report “2025 U.S. State AI Legislation: An Examination of State Approaches to AI,” which provides a data-driven snapshot of enacted and key AI bills affecting the private sector, organizes activity into distinct approaches, and helps stakeholders understand emerging trends and obligations. As AI technologies rapidly integrate into […]

In the U.S., state lawmakers are seeking to regulate various pricing strategies that fall under the umbrella of “data-driven pricing”: practices that use personal and/or non-personal data to continuously inform decisions about the prices and products offered to consumers. Using a variety of terms—including “surveillance,” “algorithmic,” and “personalized” pricing—legislators are targeting a range of practices […]

Data-driven pricing: A set of practices that use personal and/or non-personal data to routinely inform decisions about the prices and products offered to consumers, often for the purpose of price personalization. State lawmakers in the U.S. are seeking to regulate various pricing strategies that fall under the umbrella of data-driven pricing, following the release in […]

A significant new chapter for data privacy protections in the United States has commenced as more than twenty recently enacted significant state privacy laws have taken effect by July 1, 2025. To assist stakeholders in tracking the emerging state privacy landscape, the Future of Privacy Forum has prepared a resource listing key dates for state […]