“Personality vs. Personalization” in AI Systems: Responsible Design and Risk Management (Part 4)
[…] Values and Interests and Consulting with Experts: Achieving alignment entails that the AI system reflects human interests and values, but such efforts can be complicated by the number and range of these values that a system may implicate. In order to obtain a holistic understanding of the values and interests an AI companion or […]
A Price to Pay: U.S. Lawmaker Efforts to Regulate Algorithmic and Data-Driven Pricing
[…] housing market, or in groceries and restaurants? These elements generally correspond to the different terms used in legislation to refer to data-driven pricing practices. For example, a number of bills use terms such as “algorithmic pricing,” including New York S 3008, an enacted law requiring a disclosure when “personalized algorithmic pricing” is used to […]
The “Neural Data” Goldilocks Problem: Defining “Neural Data” in U.S. State Privacy Laws
[…] most sensitive of personal data to the newly-conceived legal category of “neural data.” Each of these laws defines “neural data” in related but distinct ways, raising a number of important questions: just how broad should this new data type be? How can lawmakers draw clear boundaries for a data type that, in theory, could […]
Balancing Innovation and Oversight: Regulatory Sandboxes as a Tool for AI Governance
[…] oversight purposes. The supervising body typically has some discretion as to how to implement its sandbox, such as the focus (technology or sector-specific), the vetting process, the number of accepted applicants, and evaluation metrics for success. Application and selection: As part of the vetting process, participating organizations must explain to the regulatory body why […]
Data-Driven Pricing: Key Technologies, Business Practices, and Policy Implications
Data-driven pricing: A set of practices that use personal and/or non-personal data to routinely inform decisions about the prices and products offered to consumers, often for the purpose of price personalization. State lawmakers in the U.S. are seeking to regulate various pricing strategies that fall under the umbrella of data-driven pricing, following the release in […]
Tech to Support Older Adults and Caregivers: Five Privacy Questions for Age Tech
[…] under federal health privacy law at all. Instead, protections depend on the state where a user lives, or whether the product falls under one of a growing number of state-level privacy laws or consumer health privacy laws. Laws like New York’s S929/NY HIPA, which remains in legislative limbo, reflect growing state interest in regulating […]
Nature of Data in Pre-Trained Large Language Models
[…] generate a human-readable response. Stage 2: Embedding contextual information Complex contextual information can be reflected as patterns in high-dimensional vectors. The greater the complexity, the higher the number of features that are needed. These are reflected as parameters of the high dimension vectors. Contrariwise, low dimension vectors contain fewer features and have lower representational […]
Malaysia Charts Its Digital Course: A Guide to the New Frameworks for Data Protection and AI Ethics
[…] likely to result in a “high risk” to data subjects. The draft guidelines propose a two-tier approach to assess this risk, considering both quantitative factors (like the number of data subjects) and qualitative ones (such as data sensitivity). Notably, if a DPIA reveals a high overall risk, organizations may be required to notify the […]
The Connecticut Data Privacy Act Gets an Overhaul (Again)
[…] of certain types of personal data. Under the amendments, a controller cannot disclose the following types of data in response to a consumer access request: social security number; government-issued identification number (including driver’s license number); financial account number; health insurance or medical identification number; account password, security question or answer; and biometric data. Instead, […]
FPF Testimony Before the U.S. House of Representatives Financial Services Subcommittee on Financial Institutions
[…] process to issue these rules, and engaged with numerous stakeholders and closely monitored market developments to promote consumer interests, innovation, and competition. Ms. Strickland’s testimony lists a number of valuable aspects to the rule, including its treatment of consumer controls, screen scraping, security obligations, and industry standards. Her testimony also highlights five areas of […]