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[…] spending to help reduce scam risks. Other AgeTech may log medication “adherence” (timestamps of dispensed doses) or need an older adult’s medical history to work well. In newer systems with advanced identification technologies, it could also include biometric data such as fingerprints or face scans used to ensure safe access to individual accounts. Gift-givers […]

[…] narrowly focused than the first one analyzed above, is based on the contention that AI systems’ decision-making processes may have “significant adverse effects on individuals’ rights and freedoms” if there is no “meaningful human oversight” of system decision-making and thus no effective recourse for an impacted individual to challenge such a decision. This is […]

[…] can build out to meet deadlines. FPF therefore believes that either the final rule should remain as-is, to be amended over time based on implementation experiences and new products coming on board, or that the CFPB can issue targeted amendments per FPF’s recommendations that will improve the ecosystem and not cause undue regulatory delay. […]

[…] our congressional testimony, FPF considers that the typical regulatory course is to be silent about fees between business parties, which can be addressed via contract and the free market. However, FPF recognizes the unique challenges raised in the open banking context since the data provider holds the information needed by the consumer and third […]

As more states consider how to govern AI-powered chatbots, California’s SB 243 joins New York’s S-3008C as one of the first few enacted laws governing companion chatbots and stands out as the first to include protections tailored to minors. Signed by Governor Gavin Newsom this month, the law focuses on transparency and youth safety, requiring “companion chatbot” operators to adopt […]

[…] State AI Report. From a compliance perspective, disclosure standards provide tangible obligations for developers to operationalize. From a consumer protection standpoint, legislators view them as tools to promote transparency, prevent deception, and curb excessive engagement by reminding users, especially minors, that they are interacting with an AI system. B. Safety Protocols and Risk Mitigation […]

[…] in clu d e: Calif o rn ia ’s A B 10 64 , C alif o rn ia ’s A B 410 , a n d New Yo rk ’s S 56 68 . E n acte d Bills S ta te B ill N um ber A uth or D esc rip […]

[…] the means to reasonably identify the individuals: if they do not process personal data, the GDPR does not apply.  On the other hand, pseudonymization is not a free pass. A dataset may still qualify as personal data: (1) if the recipient has reasonable means to re-identify the individual; (2) for the controller who holds […]

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